{"id":124,"date":"2023-12-07T11:16:07","date_gmt":"2023-12-07T10:16:07","guid":{"rendered":"https:\/\/msig-europe.be\/fr\/?post_type=msa_product&#038;p=124"},"modified":"2025-11-28T13:34:32","modified_gmt":"2025-11-28T12:34:32","slug":"garantie-decennale","status":"publish","type":"msa_product","link":"https:\/\/msig-europe.be\/fr\/produits\/garantie-decennale\/","title":{"rendered":"Garantie d\u00e9cennale"},"content":{"rendered":"\n<p>Notre offre d\u2019assurances Responsabilit\u00e9 Civile D\u00e9cennale apporte \u00e0 vos clients du secteur de la construction une solution robuste et adapt\u00e9e pour r\u00e9pondre \u00e0 leurs besoins sp\u00e9cifiques.&nbsp;<\/p>\n\n\n\n\t<div data-name=\"acf\/block-usps\" class=\"alignfull block\" >\n\t\t<div class=\"relative py-6 md:py-14 bg-base-100 xl:md:py-[90px]\">\n\n\t\t\t<div class=\"absolute -right-[220px] -top-[80px] xl:-top-[120px] pointer-events-none\" aria-hidden=\"true\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"w-[360px] h-[360px] xl:w-[440px] xl:h-[440px]\" width=\"50\" height=\"46\" viewBox=\"0 0 400 370\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M197.788 369.7c-14.8 0-29.5-4.9-42.6-14.5-23.2-17.2-47.201-37.1-74.1-62.6-26.9-25.5-47.9-48.1-66-70.1-20-24.2-20.4-54.7.5-78.2 18.5-21.6 39.9-44 67.3-69 27.3-25 51.699-44.5 75.199-61.3 13-9.3 27.701-14 42.301-14 14.7 0 29.3 4.8 42 14.6 23.2 17.2 47.299 37.2 74.199 62.7s48.001 48.2 66.101 70.1c21.3 25.8 21 52.9-.8 78.3-18.5 21.6-39.901 43.9-67.301 69-27.4 25-51.599 44.5-75.199 61.2-12.8 9.3-27.2 13.8-41.6 13.8Z\" fill=\"#1B1464\" fill-opacity=\".07\"\/><\/svg>\n\n\t\t\t\t<svg aria-hidden=\"true\" class=\"relative w-[110px] h-[110px] -top-[335px] left-[5px] xl:h-[140px] xl:w-[140px] xl:-top-[425px]\" width=\"50\" height=\"46\" viewBox=\"0 0 400 370\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M197.788 369.7c-14.8 0-29.5-4.9-42.6-14.5-23.2-17.2-47.201-37.1-74.1-62.6-26.9-25.5-47.9-48.1-66-70.1-20-24.2-20.4-54.7.5-78.2 18.5-21.6 39.9-44 67.3-69 27.3-25 51.699-44.5 75.199-61.3 13-9.3 27.701-14 42.301-14 14.7 0 29.3 4.8 42 14.6 23.2 17.2 47.299 37.2 74.199 62.7s48.001 48.2 66.101 70.1c21.3 25.8 21 52.9-.8 78.3-18.5 21.6-39.901 43.9-67.301 69-27.4 25-51.599 44.5-75.199 61.2-12.8 9.3-27.2 13.8-41.6 13.8Z\" fill=\"#1B1464\" fill-opacity=\".07\"\/><\/svg>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"ll-container\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t<div class=\"flex flex-col gap-8 xl:grid xl:grid-cols-12\">\n\t\t\t\t\t<h2 class=\"text-xl font-light text-marine md:text-2xl xl:text-3xl break-words xl:col-span-3 sm:max-w-4xl lg:max-w-5xl\">Nos atouts<\/h2>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<ul class=\"grid grid-cols-1 gap-8 md:grid-cols-2 xl:gap-y-16 xl:gap-x-8 xl:col-span-9\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t<div data-component=\"USP\" class=\"flex items-start w-full gap-4 break-words\">\n\t<div class=\"relative w-[56px] h-[52px] xl:w-[75px] xl:h-[69px]\">\n\t\t<svg aria-hidden=\"true\" class=\"w-[56px] h-[52px] xl:w-[75px] xl:h-[69px]\" width=\"76\" height=\"72\" viewBox=\"0 0 76 72\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"m4.04 42.282-.003-.003c-3.376-4.114-3.41-9.146.06-13.074l.01-.01.009-.01c3.488-4.101 7.527-8.359 12.709-13.12l.002-.001c5.163-4.76 9.77-8.467 14.203-11.658C33.266 2.796 35.766 2 38.221 2c2.467 0 4.929.808 7.091 2.488l.012.01.011.008c4.375 3.266 8.926 7.067 14.014 11.924 5.092 4.86 9.074 9.175 12.484 13.329 1.865 2.274 2.688 4.483 2.667 6.58-.022 2.099-.891 4.293-2.801 6.533l-.001.001c-3.486 4.099-7.525 8.337-12.71 13.12-5.186 4.764-9.754 8.469-14.198 11.635l-.008.006-.007.005C42.587 69.24 40.149 70 37.725 70c-2.479 0-4.973-.824-7.231-2.49-4.374-3.265-8.905-7.047-13.992-11.902-5.091-4.86-9.054-9.154-12.463-13.326Z\"  stroke=\"#E11F27\" stroke-width=\"3\" fill=\"transparent\"\/><\/svg>\n\n\t\t<div class=\"absolute -translate-x-1\/2 -translate-y-1\/2 top-1\/2 left-1\/2\">\n\t\t\t<span class=\"icon icon-check-fat text-md xl:text-lg text-marine\" aria-hidden=\"true\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M20.81 5.94a1.5 1.5 0 0 1 0 2.12l-10.5 10.5a1.5 1.5 0 0 1-2.12 0l-5.25-5.25a1.5 1.5 0 0 1 2.12-2.12l4.19 4.189 9.44-9.44a1.5 1.5 0 0 1 2.12 0Z\"\/><\/svg>\n<\/span>\n\t\t<\/div>\n\t<\/div>\n\t<div class=\"flex flex-col min-w-0 gap-2\">\n\t\t<h3 class=\"font-semibold text-md xl:text-lg\">Une expertise reconnue<\/h3>\n\t\t<div class=\"ll-wysiwyg-small\">\n\t\t\t<p>Leader sur le march\u00e9 des assurances techniques en Belgique, notre r\u00e9putation d\u2019excellence est li\u00e9e \u00e0 des ann\u00e9es d\u2019exp\u00e9rience dans le secteur. <\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t<div data-component=\"USP\" class=\"flex items-start w-full gap-4 break-words\">\n\t<div class=\"relative w-[56px] h-[52px] xl:w-[75px] xl:h-[69px]\">\n\t\t<svg aria-hidden=\"true\" class=\"w-[56px] h-[52px] xl:w-[75px] xl:h-[69px]\" width=\"76\" height=\"72\" viewBox=\"0 0 76 72\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"m4.04 42.282-.003-.003c-3.376-4.114-3.41-9.146.06-13.074l.01-.01.009-.01c3.488-4.101 7.527-8.359 12.709-13.12l.002-.001c5.163-4.76 9.77-8.467 14.203-11.658C33.266 2.796 35.766 2 38.221 2c2.467 0 4.929.808 7.091 2.488l.012.01.011.008c4.375 3.266 8.926 7.067 14.014 11.924 5.092 4.86 9.074 9.175 12.484 13.329 1.865 2.274 2.688 4.483 2.667 6.58-.022 2.099-.891 4.293-2.801 6.533l-.001.001c-3.486 4.099-7.525 8.337-12.71 13.12-5.186 4.764-9.754 8.469-14.198 11.635l-.008.006-.007.005C42.587 69.24 40.149 70 37.725 70c-2.479 0-4.973-.824-7.231-2.49-4.374-3.265-8.905-7.047-13.992-11.902-5.091-4.86-9.054-9.154-12.463-13.326Z\"  stroke=\"#E11F27\" stroke-width=\"3\" fill=\"transparent\"\/><\/svg>\n\n\t\t<div class=\"absolute -translate-x-1\/2 -translate-y-1\/2 top-1\/2 left-1\/2\">\n\t\t\t<span class=\"icon icon-check-fat text-md xl:text-lg text-marine\" aria-hidden=\"true\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M20.81 5.94a1.5 1.5 0 0 1 0 2.12l-10.5 10.5a1.5 1.5 0 0 1-2.12 0l-5.25-5.25a1.5 1.5 0 0 1 2.12-2.12l4.19 4.189 9.44-9.44a1.5 1.5 0 0 1 2.12 0Z\"\/><\/svg>\n<\/span>\n\t\t<\/div>\n\t<\/div>\n\t<div class=\"flex flex-col min-w-0 gap-2\">\n\t\t<h3 class=\"font-semibold text-md xl:text-lg\">Couverture flexible et \u00e9tendue<\/h3>\n\t\t<div class=\"ll-wysiwyg-small\">\n\t\t\t<p>Des montants et dommages assur\u00e9s pouvant aller au-del\u00e0 de l\u2019obligation l\u00e9gale.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t<div data-component=\"USP\" class=\"flex items-start w-full gap-4 break-words\">\n\t<div class=\"relative w-[56px] h-[52px] xl:w-[75px] xl:h-[69px]\">\n\t\t<svg aria-hidden=\"true\" class=\"w-[56px] h-[52px] xl:w-[75px] xl:h-[69px]\" width=\"76\" height=\"72\" viewBox=\"0 0 76 72\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"m4.04 42.282-.003-.003c-3.376-4.114-3.41-9.146.06-13.074l.01-.01.009-.01c3.488-4.101 7.527-8.359 12.709-13.12l.002-.001c5.163-4.76 9.77-8.467 14.203-11.658C33.266 2.796 35.766 2 38.221 2c2.467 0 4.929.808 7.091 2.488l.012.01.011.008c4.375 3.266 8.926 7.067 14.014 11.924 5.092 4.86 9.074 9.175 12.484 13.329 1.865 2.274 2.688 4.483 2.667 6.58-.022 2.099-.891 4.293-2.801 6.533l-.001.001c-3.486 4.099-7.525 8.337-12.71 13.12-5.186 4.764-9.754 8.469-14.198 11.635l-.008.006-.007.005C42.587 69.24 40.149 70 37.725 70c-2.479 0-4.973-.824-7.231-2.49-4.374-3.265-8.905-7.047-13.992-11.902-5.091-4.86-9.054-9.154-12.463-13.326Z\"  stroke=\"#E11F27\" stroke-width=\"3\" fill=\"transparent\"\/><\/svg>\n\n\t\t<div class=\"absolute -translate-x-1\/2 -translate-y-1\/2 top-1\/2 left-1\/2\">\n\t\t\t<span class=\"icon icon-check-fat text-md xl:text-lg text-marine\" aria-hidden=\"true\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M20.81 5.94a1.5 1.5 0 0 1 0 2.12l-10.5 10.5a1.5 1.5 0 0 1-2.12 0l-5.25-5.25a1.5 1.5 0 0 1 2.12-2.12l4.19 4.189 9.44-9.44a1.5 1.5 0 0 1 2.12 0Z\"\/><\/svg>\n<\/span>\n\t\t<\/div>\n\t<\/div>\n\t<div class=\"flex flex-col min-w-0 gap-2\">\n\t\t<h3 class=\"font-semibold text-md xl:text-lg\">Une relation durable avec nos courtiers partenaires <\/h3>\n\t\t<div class=\"ll-wysiwyg-small\">\n\t\t\t<p>La volont\u00e9 de d\u00e9velopper des relations solides et p\u00e9rennes. <\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"absolute -left-[150px] -bottom-[80px] md:-left-[120px] md:-bottom-[60px] xl:-left-[180px] pointer-events-none\" aria-hidden=\"true\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"w-[300px] h-[300px] xl:w-[400px] xl:h-[400px]\" width=\"50\" height=\"46\" viewBox=\"0 0 400 370\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M197.788 369.7c-14.8 0-29.5-4.9-42.6-14.5-23.2-17.2-47.201-37.1-74.1-62.6-26.9-25.5-47.9-48.1-66-70.1-20-24.2-20.4-54.7.5-78.2 18.5-21.6 39.9-44 67.3-69 27.3-25 51.699-44.5 75.199-61.3 13-9.3 27.701-14 42.301-14 14.7 0 29.3 4.8 42 14.6 23.2 17.2 47.299 37.2 74.199 62.7s48.001 48.2 66.101 70.1c21.3 25.8 21 52.9-.8 78.3-18.5 21.6-39.901 43.9-67.301 69-27.4 25-51.599 44.5-75.199 61.2-12.8 9.3-27.2 13.8-41.6 13.8Z\" fill=\"#1B1464\" fill-opacity=\".07\"\/><\/svg>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Notre offre Superior 10<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Une police globale d\u00e9di\u00e9e aux maitres d\u2019ouvrage, promoteurs immobilier, entrepreneurs ou architectes&nbsp;:<\/strong>\n<ul class=\"wp-block-list\">\n<li>Couverture de la responsabilit\u00e9 d\u00e9cennale des diff\u00e9rents intervenants dans un seul et m\u00eame contrat pour plus de simplicit\u00e9 et de s\u00e9curit\u00e9 pour vos clients.<\/li>\n\n\n\n<li>Une couverture parfaitement conforme aux exigences l\u00e9gales pour les projets de construction de logements.<\/li>\n\n\n\n<li>Intervention de l\u2019assurance \u00e0 partir de l\u2019agr\u00e9ation des travaux pendant une p\u00e9riode de 10 ans.<\/li>\n\n\n\n<li>Montant assur\u00e9\u202f: couverture possible au-del\u00e0 du minimum l\u00e9gal de 500.000\u20ac index\u00e9 \u00e0 l\u2019indice ABEX si la valeur de reconstruction du b\u00e2timent est plus \u00e9lev\u00e9e.<\/li>\n\n\n\n<li>Franchise\u202f: 2.500 \u20ac par sinistre (montant index\u00e9 \u00e0 l\u2019indice ABEX)&nbsp;<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Nos autres solutions<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Avec <strong>l\u2019Assurance Contr\u00f4le<\/strong>, nous pouvons couvrir \u00e9galement la responsabilit\u00e9 d\u00e9cennale des constructions, autre que les logements (industrie, g\u00e9nie civile,&#8230;) ou en compl\u00e9ment (DIC\/DIL) de la garantie l\u00e9gale Loi Peeters.&nbsp;<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Accompagnement \u00e0 chaque \u00e9tape<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>L\u2019\u00e9quipe de souscription<\/strong> r\u00e9pond aux besoins sp\u00e9cifiques associ\u00e9s \u00e0 chaque projet.<\/li>\n\n\n\n<li><strong>Notre service claims <\/strong>est engag\u00e9 et performant au service de vos clients. Notre police globale permet une indemnisation plus rapide car tous les intervenants sont couverts au sein du m\u00eame contrat.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p><em>*Information simplifi\u00e9e, se r\u00e9f\u00e9rer aux documents contractuels pour le d\u00e9tail des garanties et conditions<\/em><\/p>\n\n\n\n\t<div data-name=\"acf\/block-people\" class=\"alignwide block\" >\n\t\t\n\t\t<div class=\"flex flex-col gap-4\">\n\n\t\t\t\t\t\t\t<h2 class=\"mb-4 text-lg font-semibold font-heading text-marine\">Contacts<\/h2>\n\t\t\t\n\t\t\t<ul class=\"grid items-stretch grid-cols-1 gap-4 sm:gap-8 lg:grid-cols-3 xl:grid-cols-4 text-zoom-lg:grid-cols-2\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<li>\n\t\t\t\t\t\t<div data-component=\"teaser-person\" class=\"@container\/person h-full relative bg-base-100 p-6 text-base rounded-lg\">\n\t<div class=\"flex flex-wrap items-start gap-4 sm:gap-6\">\n\n\t\t\t\t\t<div class=\"relative w-[100px] h-[93px] @md\/person:w-[130px] @md\/person:h-[120px]\">\n\t\t\t\t<div class=\"[mask-image:url('..\/images\/diamond-mask-image.svg')] [mask-size:contain] [mask-repeat:no-repeat] w-[100px] h-[93px] @md\/person:w-[130px] @md\/person:h-[120px] relative z-2\">\n\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2024\/01\/Koen-Glorieux.compressed-150x150.png\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" srcset=\"https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2024\/01\/Koen-Glorieux.compressed-150x150.png 150w, https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2024\/01\/Koen-Glorieux.compressed-300x300.png 300w, https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2024\/01\/Koen-Glorieux.compressed-495x495.png 495w, https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2024\/01\/Koen-Glorieux.compressed.png 600w\" sizes=\"auto, (max-width: 150px) 100vw, 150px\" \/>\n\t\t\t\t<\/div>\n\n\t\t\t\t<div class=\"absolute top-[2px] right-0 @md\/person:top-[5px] @md\/person:-right-[10px] pointer-events-none\" aria-hidden=\"true\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"w-[35px] h-[35px] @md\/person:w-[50px] @md\/person:h-[50px]\" width=\"50\" height=\"46\" viewBox=\"0 0 400 370\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M197.788 369.7c-14.8 0-29.5-4.9-42.6-14.5-23.2-17.2-47.201-37.1-74.1-62.6-26.9-25.5-47.9-48.1-66-70.1-20-24.2-20.4-54.7.5-78.2 18.5-21.6 39.9-44 67.3-69 27.3-25 51.699-44.5 75.199-61.3 13-9.3 27.701-14 42.301-14 14.7 0 29.3 4.8 42 14.6 23.2 17.2 47.299 37.2 74.199 62.7s48.001 48.2 66.101 70.1c21.3 25.8 21 52.9-.8 78.3-18.5 21.6-39.901 43.9-67.301 69-27.4 25-51.599 44.5-75.199 61.2-12.8 9.3-27.2 13.8-41.6 13.8Z\" fill=\"#E11F27\" fill-opacity=\"0.8\"\/><\/svg>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"absolute top-[1px] right-[20px] z-3 @md\/person:right-[24px] pointer-events-none\" aria-hidden=\"true\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"w-[20px] h-[20px] @md\/person:w-[30px] @md\/person:h-[30px]\" width=\"50\" height=\"46\" viewBox=\"0 0 400 370\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M197.788 369.7c-14.8 0-29.5-4.9-42.6-14.5-23.2-17.2-47.201-37.1-74.1-62.6-26.9-25.5-47.9-48.1-66-70.1-20-24.2-20.4-54.7.5-78.2 18.5-21.6 39.9-44 67.3-69 27.3-25 51.699-44.5 75.199-61.3 13-9.3 27.701-14 42.301-14 14.7 0 29.3 4.8 42 14.6 23.2 17.2 47.299 37.2 74.199 62.7s48.001 48.2 66.101 70.1c21.3 25.8 21 52.9-.8 78.3-18.5 21.6-39.901 43.9-67.301 69-27.4 25-51.599 44.5-75.199 61.2-12.8 9.3-27.2 13.8-41.6 13.8Z\" fill=\"#1B1464\" fill-opacity=\"0.8\"\/><\/svg>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\t\t<div class=\"flex flex-col gap-4 min-w-[200px]\">\n\t\t\t<div class=\"flex flex-col gap-2\">\n\t\t\t\t\t\t\t\t<h3 class=\"font-semibold break-words text-md sm:text-lg md:text-md text-marine\">\n\t\t\t\t\tKoen Glorieux\n\t\t\t\t<\/h3>\n\n\t\t\t\t\t\t\t\t\t<div class=\"break-words\">\n\t\t\t\t\t\tLead Underwriter Property\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"mt-auto\">\n\t\t\t\t\t<ul class=\"flex flex-col gap-2\">\n\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"flex items-center gap-1\">\n\t\t\t\t\t\t\t\t<span class=\"text-[20px] icon\" aria-hidden=\"true\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M21 4.5H3a.75.75 0 0 0-.75.75V18a1.5 1.5 0 0 0 1.5 1.5h16.5a1.5 1.5 0 0 0 1.5-1.5V5.25A.75.75 0 0 0 21 4.5Zm-9 7.983L4.928 6h14.144L12 12.483ZM9.254 12 3.75 17.045V6.955L9.254 12Zm1.11 1.017 1.125 1.036a.75.75 0 0 0 1.014 0l1.125-1.036L19.066 18H4.928l5.436-4.983ZM14.746 12l5.504-5.046v10.092L14.746 12Z\"\/><\/svg>\n<\/span>\n\t\t\t\t\t\t\t\t<a href=\"mailto:koen.glorieux@msig-europe.com\" class=\"relative z-20 text-base underline break-all hocus:no-underline\" aria-label=\"Envoyez-moi un courriel, envoyer un courriel \u00e0 koen.glorieux@msig-europe.com\">\n\t\t\t\t\t\t\t\t\tEnvoyez-moi un courriel\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<li>\n\t\t\t\t\t\t<div data-component=\"teaser-person\" class=\"@container\/person h-full relative bg-base-100 p-6 text-base rounded-lg\">\n\t<div class=\"flex flex-wrap items-start gap-4 sm:gap-6\">\n\n\t\t\t\t\t<div class=\"relative w-[100px] h-[93px] @md\/person:w-[130px] @md\/person:h-[120px]\">\n\t\t\t\t<div class=\"[mask-image:url('..\/images\/diamond-mask-image.svg')] [mask-size:contain] [mask-repeat:no-repeat] w-[100px] h-[93px] @md\/person:w-[130px] @md\/person:h-[120px] relative z-2\">\n\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2024\/01\/Armine-Ghaderi.compressed-150x150.png\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" srcset=\"https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2024\/01\/Armine-Ghaderi.compressed-150x150.png 150w, https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2024\/01\/Armine-Ghaderi.compressed-300x300.png 300w, https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2024\/01\/Armine-Ghaderi.compressed-495x495.png 495w, https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2024\/01\/Armine-Ghaderi.compressed.png 600w\" sizes=\"auto, (max-width: 150px) 100vw, 150px\" \/>\n\t\t\t\t<\/div>\n\n\t\t\t\t<div class=\"absolute top-[2px] right-0 @md\/person:top-[5px] @md\/person:-right-[10px] pointer-events-none\" aria-hidden=\"true\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"w-[35px] h-[35px] @md\/person:w-[50px] @md\/person:h-[50px]\" width=\"50\" height=\"46\" viewBox=\"0 0 400 370\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M197.788 369.7c-14.8 0-29.5-4.9-42.6-14.5-23.2-17.2-47.201-37.1-74.1-62.6-26.9-25.5-47.9-48.1-66-70.1-20-24.2-20.4-54.7.5-78.2 18.5-21.6 39.9-44 67.3-69 27.3-25 51.699-44.5 75.199-61.3 13-9.3 27.701-14 42.301-14 14.7 0 29.3 4.8 42 14.6 23.2 17.2 47.299 37.2 74.199 62.7s48.001 48.2 66.101 70.1c21.3 25.8 21 52.9-.8 78.3-18.5 21.6-39.901 43.9-67.301 69-27.4 25-51.599 44.5-75.199 61.2-12.8 9.3-27.2 13.8-41.6 13.8Z\" fill=\"#E11F27\" fill-opacity=\"0.8\"\/><\/svg>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"absolute top-[1px] right-[20px] z-3 @md\/person:right-[24px] pointer-events-none\" aria-hidden=\"true\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"w-[20px] h-[20px] @md\/person:w-[30px] @md\/person:h-[30px]\" width=\"50\" height=\"46\" viewBox=\"0 0 400 370\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M197.788 369.7c-14.8 0-29.5-4.9-42.6-14.5-23.2-17.2-47.201-37.1-74.1-62.6-26.9-25.5-47.9-48.1-66-70.1-20-24.2-20.4-54.7.5-78.2 18.5-21.6 39.9-44 67.3-69 27.3-25 51.699-44.5 75.199-61.3 13-9.3 27.701-14 42.301-14 14.7 0 29.3 4.8 42 14.6 23.2 17.2 47.299 37.2 74.199 62.7s48.001 48.2 66.101 70.1c21.3 25.8 21 52.9-.8 78.3-18.5 21.6-39.901 43.9-67.301 69-27.4 25-51.599 44.5-75.199 61.2-12.8 9.3-27.2 13.8-41.6 13.8Z\" fill=\"#1B1464\" fill-opacity=\"0.8\"\/><\/svg>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\t\t<div class=\"flex flex-col gap-4 min-w-[200px]\">\n\t\t\t<div class=\"flex flex-col gap-2\">\n\t\t\t\t\t\t\t\t<h3 class=\"font-semibold break-words text-md sm:text-lg md:text-md text-marine\">\n\t\t\t\t\tArmine Ghaderi\n\t\t\t\t<\/h3>\n\n\t\t\t\t\t\t\t\t\t<div class=\"break-words\">\n\t\t\t\t\t\tSenior Underwriter Engineering\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"mt-auto\">\n\t\t\t\t\t<ul class=\"flex flex-col gap-2\">\n\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"flex items-center gap-1\">\n\t\t\t\t\t\t\t\t<span class=\"text-[20px] icon\" aria-hidden=\"true\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M21 4.5H3a.75.75 0 0 0-.75.75V18a1.5 1.5 0 0 0 1.5 1.5h16.5a1.5 1.5 0 0 0 1.5-1.5V5.25A.75.75 0 0 0 21 4.5Zm-9 7.983L4.928 6h14.144L12 12.483ZM9.254 12 3.75 17.045V6.955L9.254 12Zm1.11 1.017 1.125 1.036a.75.75 0 0 0 1.014 0l1.125-1.036L19.066 18H4.928l5.436-4.983ZM14.746 12l5.504-5.046v10.092L14.746 12Z\"\/><\/svg>\n<\/span>\n\t\t\t\t\t\t\t\t<a href=\"mailto:armine.ghaderi@msig-europe.com\" class=\"relative z-20 text-base underline break-all hocus:no-underline\" aria-label=\"Envoyez-moi un courriel, envoyer un courriel \u00e0 armine.ghaderi@msig-europe.com\">\n\t\t\t\t\t\t\t\t\tEnvoyez-moi un courriel\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<li>\n\t\t\t\t\t\t<div data-component=\"teaser-person\" class=\"@container\/person h-full relative bg-base-100 p-6 text-base rounded-lg\">\n\t<div class=\"flex flex-wrap items-start gap-4 sm:gap-6\">\n\n\t\t\t\t\t<div class=\"relative w-[100px] h-[93px] @md\/person:w-[130px] @md\/person:h-[120px]\">\n\t\t\t\t<div class=\"[mask-image:url('..\/images\/diamond-mask-image.svg')] [mask-size:contain] [mask-repeat:no-repeat] w-[100px] h-[93px] @md\/person:w-[130px] @md\/person:h-[120px] relative z-2\">\n\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2024\/01\/Thomas-Bazan.compressed-150x150.png\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" srcset=\"https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2024\/01\/Thomas-Bazan.compressed-150x150.png 150w, https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2024\/01\/Thomas-Bazan.compressed-300x300.png 300w, https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2024\/01\/Thomas-Bazan.compressed-495x495.png 495w, https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2024\/01\/Thomas-Bazan.compressed.png 600w\" sizes=\"auto, (max-width: 150px) 100vw, 150px\" \/>\n\t\t\t\t<\/div>\n\n\t\t\t\t<div class=\"absolute top-[2px] right-0 @md\/person:top-[5px] @md\/person:-right-[10px] pointer-events-none\" aria-hidden=\"true\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"w-[35px] h-[35px] @md\/person:w-[50px] @md\/person:h-[50px]\" width=\"50\" height=\"46\" viewBox=\"0 0 400 370\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M197.788 369.7c-14.8 0-29.5-4.9-42.6-14.5-23.2-17.2-47.201-37.1-74.1-62.6-26.9-25.5-47.9-48.1-66-70.1-20-24.2-20.4-54.7.5-78.2 18.5-21.6 39.9-44 67.3-69 27.3-25 51.699-44.5 75.199-61.3 13-9.3 27.701-14 42.301-14 14.7 0 29.3 4.8 42 14.6 23.2 17.2 47.299 37.2 74.199 62.7s48.001 48.2 66.101 70.1c21.3 25.8 21 52.9-.8 78.3-18.5 21.6-39.901 43.9-67.301 69-27.4 25-51.599 44.5-75.199 61.2-12.8 9.3-27.2 13.8-41.6 13.8Z\" fill=\"#E11F27\" fill-opacity=\"0.8\"\/><\/svg>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"absolute top-[1px] right-[20px] z-3 @md\/person:right-[24px] pointer-events-none\" aria-hidden=\"true\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"w-[20px] h-[20px] @md\/person:w-[30px] @md\/person:h-[30px]\" width=\"50\" height=\"46\" viewBox=\"0 0 400 370\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M197.788 369.7c-14.8 0-29.5-4.9-42.6-14.5-23.2-17.2-47.201-37.1-74.1-62.6-26.9-25.5-47.9-48.1-66-70.1-20-24.2-20.4-54.7.5-78.2 18.5-21.6 39.9-44 67.3-69 27.3-25 51.699-44.5 75.199-61.3 13-9.3 27.701-14 42.301-14 14.7 0 29.3 4.8 42 14.6 23.2 17.2 47.299 37.2 74.199 62.7s48.001 48.2 66.101 70.1c21.3 25.8 21 52.9-.8 78.3-18.5 21.6-39.901 43.9-67.301 69-27.4 25-51.599 44.5-75.199 61.2-12.8 9.3-27.2 13.8-41.6 13.8Z\" fill=\"#1B1464\" fill-opacity=\"0.8\"\/><\/svg>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\t\t<div class=\"flex flex-col gap-4 min-w-[200px]\">\n\t\t\t<div class=\"flex flex-col gap-2\">\n\t\t\t\t\t\t\t\t<h3 class=\"font-semibold break-words text-md sm:text-lg md:text-md text-marine\">\n\t\t\t\t\tThomas Bazan\n\t\t\t\t<\/h3>\n\n\t\t\t\t\t\t\t\t\t<div class=\"break-words\">\n\t\t\t\t\t\tSpecialist Underwriter Engineering\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"mt-auto\">\n\t\t\t\t\t<ul class=\"flex flex-col gap-2\">\n\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"flex items-center gap-1\">\n\t\t\t\t\t\t\t\t<span class=\"text-[20px] icon\" aria-hidden=\"true\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M21 4.5H3a.75.75 0 0 0-.75.75V18a1.5 1.5 0 0 0 1.5 1.5h16.5a1.5 1.5 0 0 0 1.5-1.5V5.25A.75.75 0 0 0 21 4.5Zm-9 7.983L4.928 6h14.144L12 12.483ZM9.254 12 3.75 17.045V6.955L9.254 12Zm1.11 1.017 1.125 1.036a.75.75 0 0 0 1.014 0l1.125-1.036L19.066 18H4.928l5.436-4.983ZM14.746 12l5.504-5.046v10.092L14.746 12Z\"\/><\/svg>\n<\/span>\n\t\t\t\t\t\t\t\t<a href=\"mailto:thomas.bazan@msig-europe.com\" class=\"relative z-20 text-base underline break-all hocus:no-underline\" aria-label=\"Envoyez-moi un courriel, envoyer un courriel \u00e0 thomas.bazan@msig-europe.com\">\n\t\t\t\t\t\t\t\t\tEnvoyez-moi un courriel\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<li>\n\t\t\t\t\t\t<div data-component=\"teaser-person\" class=\"@container\/person h-full relative bg-base-100 p-6 text-base rounded-lg\">\n\t<div class=\"flex flex-wrap items-start gap-4 sm:gap-6\">\n\n\t\t\t\t\t<div class=\"relative w-[100px] h-[93px] @md\/person:w-[130px] @md\/person:h-[120px]\">\n\t\t\t\t<div class=\"[mask-image:url('..\/images\/diamond-mask-image.svg')] [mask-size:contain] [mask-repeat:no-repeat] w-[100px] h-[93px] @md\/person:w-[130px] @md\/person:h-[120px] relative z-2\">\n\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2024\/01\/No-photo-150x150.png\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" srcset=\"https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2024\/01\/No-photo-150x150.png 150w, https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2024\/01\/No-photo-300x300.png 300w, https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2024\/01\/No-photo-495x495.png 495w, https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2024\/01\/No-photo.png 600w\" sizes=\"auto, (max-width: 150px) 100vw, 150px\" \/>\n\t\t\t\t<\/div>\n\n\t\t\t\t<div class=\"absolute top-[2px] right-0 @md\/person:top-[5px] @md\/person:-right-[10px] pointer-events-none\" aria-hidden=\"true\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"w-[35px] h-[35px] @md\/person:w-[50px] @md\/person:h-[50px]\" width=\"50\" height=\"46\" viewBox=\"0 0 400 370\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M197.788 369.7c-14.8 0-29.5-4.9-42.6-14.5-23.2-17.2-47.201-37.1-74.1-62.6-26.9-25.5-47.9-48.1-66-70.1-20-24.2-20.4-54.7.5-78.2 18.5-21.6 39.9-44 67.3-69 27.3-25 51.699-44.5 75.199-61.3 13-9.3 27.701-14 42.301-14 14.7 0 29.3 4.8 42 14.6 23.2 17.2 47.299 37.2 74.199 62.7s48.001 48.2 66.101 70.1c21.3 25.8 21 52.9-.8 78.3-18.5 21.6-39.901 43.9-67.301 69-27.4 25-51.599 44.5-75.199 61.2-12.8 9.3-27.2 13.8-41.6 13.8Z\" fill=\"#E11F27\" fill-opacity=\"0.8\"\/><\/svg>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"absolute top-[1px] right-[20px] z-3 @md\/person:right-[24px] pointer-events-none\" aria-hidden=\"true\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"w-[20px] h-[20px] @md\/person:w-[30px] @md\/person:h-[30px]\" width=\"50\" height=\"46\" viewBox=\"0 0 400 370\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M197.788 369.7c-14.8 0-29.5-4.9-42.6-14.5-23.2-17.2-47.201-37.1-74.1-62.6-26.9-25.5-47.9-48.1-66-70.1-20-24.2-20.4-54.7.5-78.2 18.5-21.6 39.9-44 67.3-69 27.3-25 51.699-44.5 75.199-61.3 13-9.3 27.701-14 42.301-14 14.7 0 29.3 4.8 42 14.6 23.2 17.2 47.299 37.2 74.199 62.7s48.001 48.2 66.101 70.1c21.3 25.8 21 52.9-.8 78.3-18.5 21.6-39.901 43.9-67.301 69-27.4 25-51.599 44.5-75.199 61.2-12.8 9.3-27.2 13.8-41.6 13.8Z\" fill=\"#1B1464\" fill-opacity=\"0.8\"\/><\/svg>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\t\t<div class=\"flex flex-col gap-4 min-w-[200px]\">\n\t\t\t<div class=\"flex flex-col gap-2\">\n\t\t\t\t\t\t\t\t<h3 class=\"font-semibold break-words text-md sm:text-lg md:text-md text-marine\">\n\t\t\t\t\tSam Dufour\n\t\t\t\t<\/h3>\n\n\t\t\t\t\t\t\t\t\t<div class=\"break-words\">\n\t\t\t\t\t\tUnderwriter Engineering\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"mt-auto\">\n\t\t\t\t\t<ul class=\"flex flex-col gap-2\">\n\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"flex items-center gap-1\">\n\t\t\t\t\t\t\t\t<span class=\"text-[20px] icon\" aria-hidden=\"true\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M21 4.5H3a.75.75 0 0 0-.75.75V18a1.5 1.5 0 0 0 1.5 1.5h16.5a1.5 1.5 0 0 0 1.5-1.5V5.25A.75.75 0 0 0 21 4.5Zm-9 7.983L4.928 6h14.144L12 12.483ZM9.254 12 3.75 17.045V6.955L9.254 12Zm1.11 1.017 1.125 1.036a.75.75 0 0 0 1.014 0l1.125-1.036L19.066 18H4.928l5.436-4.983ZM14.746 12l5.504-5.046v10.092L14.746 12Z\"\/><\/svg>\n<\/span>\n\t\t\t\t\t\t\t\t<a href=\"mailto:sam.dufour@msig-europe.com\" class=\"relative z-20 text-base underline break-all hocus:no-underline\" aria-label=\"Envoyez-moi un courriel, envoyer un courriel \u00e0 sam.dufour@msig-europe.com\">\n\t\t\t\t\t\t\t\t\tEnvoyez-moi un courriel\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<li>\n\t\t\t\t\t\t<div data-component=\"teaser-person\" class=\"@container\/person h-full relative bg-base-100 p-6 text-base rounded-lg\">\n\t<div class=\"flex flex-wrap items-start gap-4 sm:gap-6\">\n\n\t\t\t\t\t<div class=\"relative w-[100px] h-[93px] @md\/person:w-[130px] @md\/person:h-[120px]\">\n\t\t\t\t<div class=\"[mask-image:url('..\/images\/diamond-mask-image.svg')] [mask-size:contain] [mask-repeat:no-repeat] w-[100px] h-[93px] @md\/person:w-[130px] @md\/person:h-[120px] relative z-2\">\n\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2026\/01\/Christophe-DHaeyere-150x150.png\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" srcset=\"https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2026\/01\/Christophe-DHaeyere-150x150.png 150w, https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2026\/01\/Christophe-DHaeyere-300x300.png 300w, https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2026\/01\/Christophe-DHaeyere-495x495.png 495w, https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2026\/01\/Christophe-DHaeyere.png 600w\" sizes=\"auto, (max-width: 150px) 100vw, 150px\" \/>\n\t\t\t\t<\/div>\n\n\t\t\t\t<div class=\"absolute top-[2px] right-0 @md\/person:top-[5px] @md\/person:-right-[10px] pointer-events-none\" aria-hidden=\"true\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"w-[35px] h-[35px] @md\/person:w-[50px] @md\/person:h-[50px]\" width=\"50\" height=\"46\" viewBox=\"0 0 400 370\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M197.788 369.7c-14.8 0-29.5-4.9-42.6-14.5-23.2-17.2-47.201-37.1-74.1-62.6-26.9-25.5-47.9-48.1-66-70.1-20-24.2-20.4-54.7.5-78.2 18.5-21.6 39.9-44 67.3-69 27.3-25 51.699-44.5 75.199-61.3 13-9.3 27.701-14 42.301-14 14.7 0 29.3 4.8 42 14.6 23.2 17.2 47.299 37.2 74.199 62.7s48.001 48.2 66.101 70.1c21.3 25.8 21 52.9-.8 78.3-18.5 21.6-39.901 43.9-67.301 69-27.4 25-51.599 44.5-75.199 61.2-12.8 9.3-27.2 13.8-41.6 13.8Z\" fill=\"#E11F27\" fill-opacity=\"0.8\"\/><\/svg>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"absolute top-[1px] right-[20px] z-3 @md\/person:right-[24px] pointer-events-none\" aria-hidden=\"true\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"w-[20px] h-[20px] @md\/person:w-[30px] @md\/person:h-[30px]\" width=\"50\" height=\"46\" viewBox=\"0 0 400 370\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M197.788 369.7c-14.8 0-29.5-4.9-42.6-14.5-23.2-17.2-47.201-37.1-74.1-62.6-26.9-25.5-47.9-48.1-66-70.1-20-24.2-20.4-54.7.5-78.2 18.5-21.6 39.9-44 67.3-69 27.3-25 51.699-44.5 75.199-61.3 13-9.3 27.701-14 42.301-14 14.7 0 29.3 4.8 42 14.6 23.2 17.2 47.299 37.2 74.199 62.7s48.001 48.2 66.101 70.1c21.3 25.8 21 52.9-.8 78.3-18.5 21.6-39.901 43.9-67.301 69-27.4 25-51.599 44.5-75.199 61.2-12.8 9.3-27.2 13.8-41.6 13.8Z\" fill=\"#1B1464\" fill-opacity=\"0.8\"\/><\/svg>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\t\t<div class=\"flex flex-col gap-4 min-w-[200px]\">\n\t\t\t<div class=\"flex flex-col gap-2\">\n\t\t\t\t\t\t\t\t<h3 class=\"font-semibold break-words text-md sm:text-lg md:text-md text-marine\">\n\t\t\t\t\tChristophe D&rsquo;Haeyere\n\t\t\t\t<\/h3>\n\n\t\t\t\t\t\t\t\t\t<div class=\"break-words\">\n\t\t\t\t\t\tSpecialist Underwriter Engineering\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"mt-auto\">\n\t\t\t\t\t<ul class=\"flex flex-col gap-2\">\n\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"flex items-center gap-1\">\n\t\t\t\t\t\t\t\t<span class=\"text-[20px] icon\" aria-hidden=\"true\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M21 4.5H3a.75.75 0 0 0-.75.75V18a1.5 1.5 0 0 0 1.5 1.5h16.5a1.5 1.5 0 0 0 1.5-1.5V5.25A.75.75 0 0 0 21 4.5Zm-9 7.983L4.928 6h14.144L12 12.483ZM9.254 12 3.75 17.045V6.955L9.254 12Zm1.11 1.017 1.125 1.036a.75.75 0 0 0 1.014 0l1.125-1.036L19.066 18H4.928l5.436-4.983ZM14.746 12l5.504-5.046v10.092L14.746 12Z\"\/><\/svg>\n<\/span>\n\t\t\t\t\t\t\t\t<a href=\"mailto:christophe.dhaeyere@mmsig-europe.com\" class=\"relative z-20 text-base underline break-all hocus:no-underline\" aria-label=\"Envoyez-moi un courriel, envoyer un courriel \u00e0 christophe.dhaeyere@mmsig-europe.com\">\n\t\t\t\t\t\t\t\t\tEnvoyez-moi un courriel\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\n\t\t\t\t\t<\/div>\n\t<\/div>\n\n\n\n\t<div data-name=\"acf\/block-featured-links\" class=\"alignwide block\" >\n\n\t\t<div class=\"flex flex-col gap-4\">\n\t\t\t\t\t\t\t<h2 class=\"font-semibold text-md lg:text-lg\">En savoir plus<\/h2>\n\t\t\t\n\t\t\t<ul class=\"flex flex-wrap gap-4\">\n\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\n\n\n\n\n\n<a\n\tclass=\"group hocus:no-underline btn btn-outline  \"\n\t\t\thref=\"https&#x3A;&#x2F;&#x2F;msig-europe.be&#x2F;fr&#x2F;garantie-decennale-documents&#x2F;\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t>\n\t\n\t\t\t<span data-button-text class=\"group-hover:underline group-focus-visible:underline group-active:no-underline!\">\n\t\t\tGarantie d\u00e9cennale \u2013 Documents\n\t\t<\/span>\n\n\t\t\n\t\n\t\n\t\t\t\n\t\t\t\t\t\n\t\n\t\t\t<span class=\"transition-transform group-hover:translate-x-0.5 group-focus-visible:translate-x-0.5 flex items-center justify-center icon group-expanded:hidden\" aria-hidden=\"true\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"m21.046 12.796-6.75 6.75a1.127 1.127 0 1 1-1.594-1.594l4.83-4.827H3.75a1.125 1.125 0 1 1 0-2.25h13.781l-4.827-4.83a1.127 1.127 0 1 1 1.594-1.594l6.75 6.75a1.125 1.125 0 0 1-.002 1.595Z\"\/><\/svg>\n<\/span>\n\n\t\t\t\n\t<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t<\/div>\n\t<\/div>\n\n\n\n\t<div data-name=\"acf\/block-products\" class=\"alignwide block\" >\n\t\t\n\t\t<div class=\"flex flex-col gap-4\">\n\n\t\t\t\t\t\t\t<h2 class=\"mb-4 text-lg font-semibold font-heading text-marine\">Offres compl\u00e9mentaires<\/h2>\n\t\t\t\n\t\t\t<ul class=\"grid items-stretch grid-cols-1 gap-4 sm:gap-8 lg:grid-cols-4 text-zoom-lg:grid-cols-2\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<li>\n\t\t\t\t\t\t<div data-component=\"teaser-product\" class=\"relative flex flex-col h-full overflow-hidden rounded-lg bg-marine sm:flex-row lg:p-0 lg:gap-0 lg:flex-col hocus:-translate-y-0.5 transition-transform break-words\">\n\n\t\t\t<div class=\"overflow-hidden image:w-full image:object-cover aspect-video md:max-w-[306px] lg:max-w-none\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2025\/06\/Buildingwithsmoke-1-1024x576.webp\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2025\/06\/Buildingwithsmoke-1-1024x576.webp 1024w, https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2025\/06\/Buildingwithsmoke-1-300x169.webp 300w, https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2025\/06\/Buildingwithsmoke-1-768x432.webp 768w, https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2025\/06\/Buildingwithsmoke-1-1536x864.webp 1536w, https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2025\/06\/Buildingwithsmoke-1.webp 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\n\t\t<\/div>\n\t\n\t<div class=\"flex flex-col gap-4 p-6 md:p-10 lg:p-6\">\n\t\t<div class=\"flex flex-col\">\n\t\t\t<div class=\"order-2\">\n\t\t\t\t\t\t\t\t<h3 class=\"font-semibold text-md sm:text-lg md:text-lg lg:text-md\">\n\t\t\t\t\t<a href=\"https:\/\/msig-europe.be\/fr\/produits\/incendie\/\" class=\"absolute-link hocus:underline text-base-50\">\n\t\t\t\t\t\tIncendie\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/h3>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"mb-2 md:mb-4\">\n\t\t\t\t\t\t\t\t\t\n\t<ul data-component=\"list-badges\" class=\"flex flex-wrap gap-2 items-center text-sm\" aria-label=\"Plac\u00e9 dans le type d'assurance\">\n\t\t\t\t\t<li class=\"min-w-0\">\n\t\t\t\t\t\n\n\n\t<div  data-component=\"badge\" class=\"text-sm font-semibold relative border-2 py-[1px] px-2 rounded-xl bg-transparent border-base-50 text-base-50 \">\n\t\tProperty &amp; engineering\n\t<\/div>\n\t\t\t<\/li>\n\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<li>\n\t\t\t\t\t\t<div data-component=\"teaser-product\" class=\"relative flex flex-col h-full overflow-hidden rounded-lg bg-marine sm:flex-row lg:p-0 lg:gap-0 lg:flex-col hocus:-translate-y-0.5 transition-transform break-words\">\n\n\t\t\t<div class=\"overflow-hidden image:w-full image:object-cover aspect-video md:max-w-[306px] lg:max-w-none\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"533\" src=\"https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2023\/12\/page-32-1024x533.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2023\/12\/page-32-1024x533.jpg 1024w, https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2023\/12\/page-32-300x156.jpg 300w, https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2023\/12\/page-32-768x400.jpg 768w, https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2023\/12\/page-32-1536x800.jpg 1536w, https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2023\/12\/page-32-2048x1067.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\n\t\t<\/div>\n\t\n\t<div class=\"flex flex-col gap-4 p-6 md:p-10 lg:p-6\">\n\t\t<div class=\"flex flex-col\">\n\t\t\t<div class=\"order-2\">\n\t\t\t\t\t\t\t\t<h3 class=\"font-semibold text-md sm:text-lg md:text-lg lg:text-md\">\n\t\t\t\t\t<a href=\"https:\/\/msig-europe.be\/fr\/produits\/tous-risques-chantiers-2\/\" class=\"absolute-link hocus:underline text-base-50\">\n\t\t\t\t\t\tTous risques chantiers\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/h3>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"mb-2 md:mb-4\">\n\t\t\t\t\t\t\t\t\t\n\t<ul data-component=\"list-badges\" class=\"flex flex-wrap gap-2 items-center text-sm\" aria-label=\"Plac\u00e9 dans le type d'assurance\">\n\t\t\t\t\t<li class=\"min-w-0\">\n\t\t\t\t\t\n\n\n\t<div  data-component=\"badge\" class=\"text-sm font-semibold relative border-2 py-[1px] px-2 rounded-xl bg-transparent border-base-50 text-base-50 \">\n\t\tProperty &amp; engineering\n\t<\/div>\n\t\t\t<\/li>\n\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\n\t\t\t\t\t<\/div>\n\t<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Notre offre d\u2019assurances Responsabilit\u00e9 Civile D\u00e9cennale apporte \u00e0 vos clients du secteur de la construction une solution robuste et adapt\u00e9e pour r\u00e9pondre \u00e0 leurs besoins sp\u00e9cifiques.&nbsp; Notre offre Superior 10 Nos autres solutions Accompagnement \u00e0 chaque \u00e9tape *Information simplifi\u00e9e, se r\u00e9f\u00e9rer aux documents contractuels pour le d\u00e9tail des garanties et 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