{"id":125,"date":"2023-12-07T11:16:26","date_gmt":"2023-12-07T10:16:26","guid":{"rendered":"https:\/\/msig-europe.be\/fr\/?post_type=msa_product&#038;p=125"},"modified":"2026-01-08T10:51:10","modified_gmt":"2026-01-08T09:51:10","slug":"garantie-decennale-2","status":"publish","type":"msa_product","link":"https:\/\/msig-europe.be\/fr\/produits\/garantie-decennale-2\/","title":{"rendered":"Garantie d\u00e9cennale"},"content":{"rendered":"\n\t<div data-name=\"acf\/block-hero\" class=\"alignwide\" >\n\t\t<div data-component=\"hero-image-square\" class=\"flex flex-col gap-8 mt-8 break-words lg:gap-12 xl:gap-44 lg:items-center lg:flex-row lg:mb-12 text-zoom-md:flex-col\">\n\t<div class=\"lg:max-w-[38.75rem]\">\n\t\t<div\n\t\t\tdata-module=\"animate\"\n\t\t\tclass=\"duration-300 translate-y-6 opacity-0\"\n\t\t\tdata-animate-classes=\"[&quot;opacity-100!&quot;,&quot;translate-y-0!&quot;]\"\n\t\t\tdata-animate-after=\"100\"\n\t\t>\n\t\t\t<h1 class=\"mb-3 text-xl font-normal sm:text-2xl lg:text-3xl md:mb-6 font-heading\">Garantie d\u00e9cennale<\/h1>\n\t\t<\/div>\n\n\t\t\t<\/div>\n\n\t<div class=\"mx-auto lg:mt-8 lg:order-first xl:shrink-0 lg:mx-0 xl:ml-12\">\n\t\t<div class=\"max-w-[25rem]\">\n\t\t\t<div class=\"relative\">\n\t<div\n\t\tdata-module=\"animate\"\n\t\tdata-animate-classes=\"[&quot;opacity-100!&quot;,&quot;scale-100!&quot;]\"\n\t\tclass=\"relative p-10 duration-500 scale-75 opacity-0 image:aspect-square image:rounded-full image:w-full image:h-full image:object-cover\"\n\t>\n\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"990\" height=\"990\" src=\"https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2024\/01\/iStock-1643506516-990x990.jpg\" class=\"attachment-large-square size-large-square\" alt=\"\" loading=\"eager\" sizes=\"(max-width: 1023px) 320px, 600px\" srcset=\"https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2024\/01\/iStock-1643506516-990x990.jpg 990w, https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2024\/01\/iStock-1643506516-150x150.jpg 150w, https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2024\/01\/iStock-1643506516-495x495.jpg 495w\" \/>\n\t<\/div>\n\t<img\n\t\tdata-module=\"animate\"\n\t\tdata-animate-classes=\"[&quot;rotate-0!&quot;]\"\n\t\tclass=\"absolute inset-0 object-cover w-full h-full duration-500 -rotate-12 z-[1]\"\n\t\tsrc=\"https:\/\/msig-europe.be\/fr\/wp-content\/themes\/msig-europe\/public\/svg\/hero-shape.svg\"\n\t\twidth=\"630\"\n\t\theight=\"630\"\n\t\talt=\"\"\n\t\/>\n<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\t<\/div>\n\n\n\n<p>En tant que professionnel du b\u00e2timent, il est essentiel de disposer d\u2019une couverture assurancielle s\u00e9curis\u00e9e, simple et \u00e9tendue, pour exercer votre activit\u00e9 en toute s\u00e9r\u00e9nit\u00e9. Notre offre d&rsquo;assurance Responsabilit\u00e9 Civile D\u00e9cennale a \u00e9t\u00e9 sp\u00e9cialement con\u00e7ue pour r\u00e9pondre \u00e0 vos besoins sp\u00e9cifiques.<\/p>\n\n\n\n\t<div data-name=\"acf\/block-usps\" class=\"alignfull block\" >\n\t\t<div class=\"relative py-6 md:py-14 bg-base-100 xl:md:py-[90px]\">\n\n\t\t\t<div class=\"absolute -right-[220px] -top-[80px] xl:-top-[120px] pointer-events-none\" aria-hidden=\"true\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"w-[360px] h-[360px] xl:w-[440px] xl:h-[440px]\" width=\"50\" height=\"46\" viewBox=\"0 0 400 370\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M197.788 369.7c-14.8 0-29.5-4.9-42.6-14.5-23.2-17.2-47.201-37.1-74.1-62.6-26.9-25.5-47.9-48.1-66-70.1-20-24.2-20.4-54.7.5-78.2 18.5-21.6 39.9-44 67.3-69 27.3-25 51.699-44.5 75.199-61.3 13-9.3 27.701-14 42.301-14 14.7 0 29.3 4.8 42 14.6 23.2 17.2 47.299 37.2 74.199 62.7s48.001 48.2 66.101 70.1c21.3 25.8 21 52.9-.8 78.3-18.5 21.6-39.901 43.9-67.301 69-27.4 25-51.599 44.5-75.199 61.2-12.8 9.3-27.2 13.8-41.6 13.8Z\" fill=\"#1B1464\" fill-opacity=\".07\"\/><\/svg>\n\n\t\t\t\t<svg aria-hidden=\"true\" class=\"relative w-[110px] h-[110px] -top-[335px] left-[5px] xl:h-[140px] xl:w-[140px] xl:-top-[425px]\" width=\"50\" height=\"46\" viewBox=\"0 0 400 370\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M197.788 369.7c-14.8 0-29.5-4.9-42.6-14.5-23.2-17.2-47.201-37.1-74.1-62.6-26.9-25.5-47.9-48.1-66-70.1-20-24.2-20.4-54.7.5-78.2 18.5-21.6 39.9-44 67.3-69 27.3-25 51.699-44.5 75.199-61.3 13-9.3 27.701-14 42.301-14 14.7 0 29.3 4.8 42 14.6 23.2 17.2 47.299 37.2 74.199 62.7s48.001 48.2 66.101 70.1c21.3 25.8 21 52.9-.8 78.3-18.5 21.6-39.901 43.9-67.301 69-27.4 25-51.599 44.5-75.199 61.2-12.8 9.3-27.2 13.8-41.6 13.8Z\" fill=\"#1B1464\" fill-opacity=\".07\"\/><\/svg>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"ll-container\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t<div class=\"flex flex-col gap-8 xl:grid xl:grid-cols-12\">\n\t\t\t\t\t<h2 class=\"text-xl font-light text-marine md:text-2xl xl:text-3xl break-words xl:col-span-3 sm:max-w-4xl lg:max-w-5xl\">Nos atouts<\/h2>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<ul class=\"grid grid-cols-1 gap-8 md:grid-cols-2 xl:gap-y-16 xl:gap-x-8 xl:col-span-9\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t<div data-component=\"USP\" class=\"flex items-start w-full gap-4 break-words\">\n\t<div class=\"relative w-[56px] h-[52px] xl:w-[75px] xl:h-[69px]\">\n\t\t<svg aria-hidden=\"true\" class=\"w-[56px] h-[52px] xl:w-[75px] xl:h-[69px]\" width=\"76\" height=\"72\" viewBox=\"0 0 76 72\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"m4.04 42.282-.003-.003c-3.376-4.114-3.41-9.146.06-13.074l.01-.01.009-.01c3.488-4.101 7.527-8.359 12.709-13.12l.002-.001c5.163-4.76 9.77-8.467 14.203-11.658C33.266 2.796 35.766 2 38.221 2c2.467 0 4.929.808 7.091 2.488l.012.01.011.008c4.375 3.266 8.926 7.067 14.014 11.924 5.092 4.86 9.074 9.175 12.484 13.329 1.865 2.274 2.688 4.483 2.667 6.58-.022 2.099-.891 4.293-2.801 6.533l-.001.001c-3.486 4.099-7.525 8.337-12.71 13.12-5.186 4.764-9.754 8.469-14.198 11.635l-.008.006-.007.005C42.587 69.24 40.149 70 37.725 70c-2.479 0-4.973-.824-7.231-2.49-4.374-3.265-8.905-7.047-13.992-11.902-5.091-4.86-9.054-9.154-12.463-13.326Z\"  stroke=\"#E11F27\" stroke-width=\"3\" fill=\"transparent\"\/><\/svg>\n\n\t\t<div class=\"absolute -translate-x-1\/2 -translate-y-1\/2 top-1\/2 left-1\/2\">\n\t\t\t<span class=\"icon icon-check-fat text-md xl:text-lg text-marine\" aria-hidden=\"true\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M20.81 5.94a1.5 1.5 0 0 1 0 2.12l-10.5 10.5a1.5 1.5 0 0 1-2.12 0l-5.25-5.25a1.5 1.5 0 0 1 2.12-2.12l4.19 4.189 9.44-9.44a1.5 1.5 0 0 1 2.12 0Z\"\/><\/svg>\n<\/span>\n\t\t<\/div>\n\t<\/div>\n\t<div class=\"flex flex-col min-w-0 gap-2\">\n\t\t<h3 class=\"font-semibold text-md xl:text-lg\">Une expertise reconnue<\/h3>\n\t\t<div class=\"ll-wysiwyg-small\">\n\t\t\t<p><span class=\"TextRun SCXW163895953 BCX0\" lang=\"FR-FR\" xml:lang=\"FR-FR\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW163895953 BCX0\" data-ccp-charstyle=\"normaltextrun\" data-ccp-charstyle-defn=\"{\"ObjectId\":\"6d274c3e-7eee-4419-a197-f7ca97a57ddd|179\",\"ClassId\":1073872969,\"Properties\":[469775450,\"normaltextrun\",201340122,\"1\",134233614,\"true\",469778129,\"normaltextrun\",335572020,\"1\",469778324,\"Default Paragraph Font\"]}\">Une position de leader sur le march\u00e9 des assurances techniques en Belgique, une r\u00e9putation d\u2019excellence gr\u00e2ce \u00e0 des ann\u00e9es d\u2019exp\u00e9rience dans le secteur.<\/span><span class=\"NormalTextRun SCXW163895953 BCX0\" data-ccp-charstyle=\"eop\" data-ccp-charstyle-defn=\"{\"ObjectId\":\"6d274c3e-7eee-4419-a197-f7ca97a57ddd|180\",\"ClassId\":1073872969,\"Properties\":[469775450,\"eop\",201340122,\"1\",134233614,\"true\",469778129,\"eop\",335572020,\"1\",469778324,\"Default Paragraph Font\"]}\">\u202f<\/span><\/span><span class=\"EOP SCXW163895953 BCX0\" data-ccp-props=\"{\"134233117\":false,\"134233118\":false,\"201341983\":0,\"335559738\":0,\"335559739\":0,\"335559740\":240}\">\u00a0<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t<div data-component=\"USP\" class=\"flex items-start w-full gap-4 break-words\">\n\t<div class=\"relative w-[56px] h-[52px] xl:w-[75px] xl:h-[69px]\">\n\t\t<svg aria-hidden=\"true\" class=\"w-[56px] h-[52px] xl:w-[75px] xl:h-[69px]\" width=\"76\" height=\"72\" viewBox=\"0 0 76 72\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"m4.04 42.282-.003-.003c-3.376-4.114-3.41-9.146.06-13.074l.01-.01.009-.01c3.488-4.101 7.527-8.359 12.709-13.12l.002-.001c5.163-4.76 9.77-8.467 14.203-11.658C33.266 2.796 35.766 2 38.221 2c2.467 0 4.929.808 7.091 2.488l.012.01.011.008c4.375 3.266 8.926 7.067 14.014 11.924 5.092 4.86 9.074 9.175 12.484 13.329 1.865 2.274 2.688 4.483 2.667 6.58-.022 2.099-.891 4.293-2.801 6.533l-.001.001c-3.486 4.099-7.525 8.337-12.71 13.12-5.186 4.764-9.754 8.469-14.198 11.635l-.008.006-.007.005C42.587 69.24 40.149 70 37.725 70c-2.479 0-4.973-.824-7.231-2.49-4.374-3.265-8.905-7.047-13.992-11.902-5.091-4.86-9.054-9.154-12.463-13.326Z\"  stroke=\"#E11F27\" stroke-width=\"3\" fill=\"transparent\"\/><\/svg>\n\n\t\t<div class=\"absolute -translate-x-1\/2 -translate-y-1\/2 top-1\/2 left-1\/2\">\n\t\t\t<span class=\"icon icon-check-fat text-md xl:text-lg text-marine\" aria-hidden=\"true\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M20.81 5.94a1.5 1.5 0 0 1 0 2.12l-10.5 10.5a1.5 1.5 0 0 1-2.12 0l-5.25-5.25a1.5 1.5 0 0 1 2.12-2.12l4.19 4.189 9.44-9.44a1.5 1.5 0 0 1 2.12 0Z\"\/><\/svg>\n<\/span>\n\t\t<\/div>\n\t<\/div>\n\t<div class=\"flex flex-col min-w-0 gap-2\">\n\t\t<h3 class=\"font-semibold text-md xl:text-lg\">La qualit\u00e9 du service client au c\u0153ur de notre engagement<\/h3>\n\t\t<div class=\"ll-wysiwyg-small\">\n\t\t\t<p><span class=\"TextRun SCXW232192770 BCX0\" lang=\"FR-FR\" xml:lang=\"FR-FR\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW232192770 BCX0\" data-ccp-charstyle=\"normaltextrun\" data-ccp-charstyle-defn=\"{\"ObjectId\":\"6d274c3e-7eee-4419-a197-f7ca97a57ddd|179\",\"ClassId\":1073872969,\"Properties\":[469775450,\"normaltextrun\",201340122,\"1\",134233614,\"true\",469778129,\"normaltextrun\",335572020,\"1\",469778324,\"Default Paragraph Font\"]}\">Des souscripteurs seniors et experts dans leur domaine, un service indemnisation engag\u00e9 et performant.<\/span><\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t<div data-component=\"USP\" class=\"flex items-start w-full gap-4 break-words\">\n\t<div class=\"relative w-[56px] h-[52px] xl:w-[75px] xl:h-[69px]\">\n\t\t<svg aria-hidden=\"true\" class=\"w-[56px] h-[52px] xl:w-[75px] xl:h-[69px]\" width=\"76\" height=\"72\" viewBox=\"0 0 76 72\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"m4.04 42.282-.003-.003c-3.376-4.114-3.41-9.146.06-13.074l.01-.01.009-.01c3.488-4.101 7.527-8.359 12.709-13.12l.002-.001c5.163-4.76 9.77-8.467 14.203-11.658C33.266 2.796 35.766 2 38.221 2c2.467 0 4.929.808 7.091 2.488l.012.01.011.008c4.375 3.266 8.926 7.067 14.014 11.924 5.092 4.86 9.074 9.175 12.484 13.329 1.865 2.274 2.688 4.483 2.667 6.58-.022 2.099-.891 4.293-2.801 6.533l-.001.001c-3.486 4.099-7.525 8.337-12.71 13.12-5.186 4.764-9.754 8.469-14.198 11.635l-.008.006-.007.005C42.587 69.24 40.149 70 37.725 70c-2.479 0-4.973-.824-7.231-2.49-4.374-3.265-8.905-7.047-13.992-11.902-5.091-4.86-9.054-9.154-12.463-13.326Z\"  stroke=\"#E11F27\" stroke-width=\"3\" fill=\"transparent\"\/><\/svg>\n\n\t\t<div class=\"absolute -translate-x-1\/2 -translate-y-1\/2 top-1\/2 left-1\/2\">\n\t\t\t<span class=\"icon icon-check-fat text-md xl:text-lg text-marine\" aria-hidden=\"true\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M20.81 5.94a1.5 1.5 0 0 1 0 2.12l-10.5 10.5a1.5 1.5 0 0 1-2.12 0l-5.25-5.25a1.5 1.5 0 0 1 2.12-2.12l4.19 4.189 9.44-9.44a1.5 1.5 0 0 1 2.12 0Z\"\/><\/svg>\n<\/span>\n\t\t<\/div>\n\t<\/div>\n\t<div class=\"flex flex-col min-w-0 gap-2\">\n\t\t<h3 class=\"font-semibold text-md xl:text-lg\">Couverture flexible et \u00e9tendue<\/h3>\n\t\t<div class=\"ll-wysiwyg-small\">\n\t\t\t<p><span class=\"TextRun SCXW143714647 BCX0\" lang=\"FR-FR\" xml:lang=\"FR-FR\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW143714647 BCX0\" data-ccp-charstyle=\"normaltextrun\" data-ccp-charstyle-defn=\"{\"ObjectId\":\"6d274c3e-7eee-4419-a197-f7ca97a57ddd|179\",\"ClassId\":1073872969,\"Properties\":[469775450,\"normaltextrun\",201340122,\"1\",134233614,\"true\",469778129,\"normaltextrun\",335572020,\"1\",469778324,\"Default Paragraph Font\"]}\">Des montants <\/span><span class=\"NormalTextRun SCXW143714647 BCX0\" data-ccp-charstyle=\"normaltextrun\">et <\/span><span class=\"NormalTextRun SCXW143714647 BCX0\" data-ccp-charstyle=\"normaltextrun\">dommages<\/span> <span class=\"NormalTextRun SCXW143714647 BCX0\" data-ccp-charstyle=\"normaltextrun\">assur\u00e9s <\/span><span class=\"NormalTextRun SCXW143714647 BCX0\" data-ccp-charstyle=\"normaltextrun\">au-del\u00e0<\/span> <span class=\"NormalTextRun SCXW143714647 BCX0\" data-ccp-charstyle=\"normaltextrun\">de<\/span> <span class=\"NormalTextRun SCXW143714647 BCX0\" data-ccp-charstyle=\"normaltextrun\">l\u2019obligation l\u00e9gale.<\/span><\/span><span class=\"EOP SCXW143714647 BCX0\" data-ccp-props=\"{\"134233117\":false,\"134233118\":false,\"201341983\":0,\"335559738\":0,\"335559739\":0,\"335559740\":240}\">\u00a0<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"absolute -left-[150px] -bottom-[80px] md:-left-[120px] md:-bottom-[60px] xl:-left-[180px] pointer-events-none\" aria-hidden=\"true\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"w-[300px] h-[300px] xl:w-[400px] xl:h-[400px]\" width=\"50\" height=\"46\" viewBox=\"0 0 400 370\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M197.788 369.7c-14.8 0-29.5-4.9-42.6-14.5-23.2-17.2-47.201-37.1-74.1-62.6-26.9-25.5-47.9-48.1-66-70.1-20-24.2-20.4-54.7.5-78.2 18.5-21.6 39.9-44 67.3-69 27.3-25 51.699-44.5 75.199-61.3 13-9.3 27.701-14 42.301-14 14.7 0 29.3 4.8 42 14.6 23.2 17.2 47.299 37.2 74.199 62.7s48.001 48.2 66.101 70.1c21.3 25.8 21 52.9-.8 78.3-18.5 21.6-39.901 43.9-67.301 69-27.4 25-51.599 44.5-75.199 61.2-12.8 9.3-27.2 13.8-41.6 13.8Z\" fill=\"#1B1464\" fill-opacity=\".07\"\/><\/svg>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">A savoir<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>L\u2019obligation d&rsquo;assurance responsabilit\u00e9 d\u00e9cennale<\/strong><\/li>\n<\/ul>\n\n\n\n<p>La loi Peeters oblige les entrepreneurs, les architectes et les autres prestataires de services dans le b\u00e2timent \u00e0 s&rsquo;assurer pour leur responsabilit\u00e9 d\u00e9cennale pour couvrir, pendant 10 ans, les dommages affectant la stabilit\u00e9 d\u2019un logement.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Deux possibilit\u00e9s pour couvrir la responsabilit\u00e9 d\u00e9cennale :<\/strong>\n<ul class=\"wp-block-list\">\n<li>Chaque intervenant prend sa propre assurance via une police annuelle ou \u2018\u2019police d\u2019activit\u00e9\u201d<\/li>\n\n\n\n<li>Une police globale ou \u201cpolice projet\u201d dans laquelle tous les intervenants sont couverts ; dans ce cas les intervenants n\u2019ont plus besoin d\u2019une couverture individuelle<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Notre offre Superior 10<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Une police globale \u2018\u2019projet\u2019\u2019 d\u00e9di\u00e9e aux maitres d\u2019ouvrage, promoteurs immobilier, entrepreneurs ou architectes<\/strong>\n<ul class=\"wp-block-list\">\n<li>Une solution simple et s\u00e9curis\u00e9e pour assurer facilement et rapidement la responsabilit\u00e9 d\u00e9cennale des diff\u00e9rents intervenants dans un seul et m\u00eame contrat.<\/li>\n\n\n\n<li>Une offre parfaitement conforme aux exigences l\u00e9gales en mati\u00e8re de Responsabilit\u00e9 Civile D\u00e9cennale pour les projets de logements&nbsp;<\/li>\n\n\n\n<li>Une couverture flexible et sup\u00e9rieure \u00e0 la couverture l\u00e9gale obligatoire&nbsp;:\n<ul class=\"wp-block-list\">\n<li><strong>La loi impose une garantie minimum de 500 euros index\u00e9e<\/strong>. Chez MSIG Europe, si la valeur de reconstruction du b\u00e2timent est plus \u00e9lev\u00e9e, vous pouvez assurer un montant plus \u00e9lev\u00e9.\u202f\u00a0<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>Parlez-en \u00e0 votre courtier.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Nos autres solutions<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Avec <strong>l\u2019Assurance Contr\u00f4le<\/strong>, nous pouvons couvrir la responsabilit\u00e9 d\u00e9cennale pour tout type d\u2019ouvrage (industrie, g\u00e9nie civile,&#8230;) ou en compl\u00e9ment (DIC\/DIL) de la couverture l\u00e9gale Loi Peeters.&nbsp;<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Accompagnement \u00e0 chaque \u00e9tape<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>L\u2019\u00e9quipe de souscription<\/strong> r\u00e9pond aux besoins sp\u00e9cifiques li\u00e9s \u00e0 chaque projet en \u00e9troite collaboration avec votre courtier.&nbsp;<\/li>\n\n\n\n<li><strong>Notre service d\u2019indemnisation<\/strong> s\u2019engage pour un r\u00e8glement rapide en cas de sinistre. Avec notre police globale, un seul assureur \u00e0 contacter, et donc aussi un seul expert et pas de discussion sur le partage des responsabilit\u00e9s pour une indemnisation plus rapide.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>*<em>Information simplifi\u00e9e, se r\u00e9f\u00e9rer aux documents contractuels pour le d\u00e9tail des garanties et conditions<\/em><\/p>\n\n\n\n\t<div data-name=\"acf\/block-featured-links\" class=\"alignwide block\" >\n\n\t\t<div class=\"flex flex-col gap-4\">\n\t\t\t\t\t\t\t<h2 class=\"font-semibold text-md lg:text-lg\">En savoir plus<\/h2>\n\t\t\t\n\t\t\t<ul class=\"flex flex-wrap gap-4\">\n\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\n\n\n\n\n\n<a\n\tclass=\"group hocus:no-underline btn btn-outline  \"\n\t\t\thref=\"https&#x3A;&#x2F;&#x2F;msig-europe.be&#x2F;fr&#x2F;garantie-decennale-documents&#x2F;\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t>\n\t\n\t\t\t<span data-button-text class=\"group-hover:underline group-focus-visible:underline group-active:no-underline!\">\n\t\t\tGarantie d\u00e9cennale \u2013 Documents\n\t\t<\/span>\n\n\t\t\n\t\n\t\n\t\t\t\n\t\t\t\t\t\n\t\n\t\t\t<span class=\"transition-transform group-hover:translate-x-0.5 group-focus-visible:translate-x-0.5 flex items-center justify-center icon group-expanded:hidden\" aria-hidden=\"true\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"m21.046 12.796-6.75 6.75a1.127 1.127 0 1 1-1.594-1.594l4.83-4.827H3.75a1.125 1.125 0 1 1 0-2.25h13.781l-4.827-4.83a1.127 1.127 0 1 1 1.594-1.594l6.75 6.75a1.125 1.125 0 0 1-.002 1.595Z\"\/><\/svg>\n<\/span>\n\n\t\t\t\n\t<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t<\/div>\n\t<\/div>\n\n\n\n\t<div data-name=\"acf\/block-products\" class=\"alignwide block\" >\n\t\t\n\t\t<div class=\"flex flex-col gap-4\">\n\n\t\t\t\t\t\t\t<h2 class=\"mb-4 text-lg font-semibold font-heading text-marine\">Offres compl\u00e9mentaires<\/h2>\n\t\t\t\n\t\t\t<ul class=\"grid items-stretch grid-cols-1 gap-4 sm:gap-8 lg:grid-cols-4 text-zoom-lg:grid-cols-2\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<li>\n\t\t\t\t\t\t<div data-component=\"teaser-product\" class=\"relative flex flex-col h-full overflow-hidden rounded-lg bg-marine sm:flex-row lg:p-0 lg:gap-0 lg:flex-col hocus:-translate-y-0.5 transition-transform break-words\">\n\n\t\t\t<div class=\"overflow-hidden image:w-full image:object-cover aspect-video md:max-w-[306px] lg:max-w-none\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"533\" src=\"https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2023\/12\/page-32-1024x533.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2023\/12\/page-32-1024x533.jpg 1024w, https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2023\/12\/page-32-300x156.jpg 300w, https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2023\/12\/page-32-768x400.jpg 768w, https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2023\/12\/page-32-1536x800.jpg 1536w, https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2023\/12\/page-32-2048x1067.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\n\t\t<\/div>\n\t\n\t<div class=\"flex flex-col gap-4 p-6 md:p-10 lg:p-6\">\n\t\t<div class=\"flex flex-col\">\n\t\t\t<div class=\"order-2\">\n\t\t\t\t\t\t\t\t<h3 class=\"font-semibold text-md sm:text-lg md:text-lg lg:text-md\">\n\t\t\t\t\t<a href=\"https:\/\/msig-europe.be\/fr\/produits\/tous-risques-chantiers\/\" class=\"absolute-link hocus:underline text-base-50\">\n\t\t\t\t\t\tTous risques chantiers\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/h3>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"mb-2 md:mb-4\">\n\t\t\t\t\t\t\t\t\t\n\t<ul data-component=\"list-badges\" class=\"flex flex-wrap gap-2 items-center text-sm\" aria-label=\"Plac\u00e9 dans le type d'assurance\">\n\t\t\t\t\t<li class=\"min-w-0\">\n\t\t\t\t\t\n\n\n\t<div  data-component=\"badge\" class=\"text-sm font-semibold relative border-2 py-[1px] px-2 rounded-xl bg-transparent border-base-50 text-base-50 \">\n\t\tProperty &amp; engineering\n\t<\/div>\n\t\t\t<\/li>\n\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<li>\n\t\t\t\t\t\t<div data-component=\"teaser-product\" class=\"relative flex flex-col h-full overflow-hidden rounded-lg bg-marine sm:flex-row lg:p-0 lg:gap-0 lg:flex-col hocus:-translate-y-0.5 transition-transform break-words\">\n\n\t\t\t<div class=\"overflow-hidden image:w-full image:object-cover aspect-video md:max-w-[306px] lg:max-w-none\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2025\/06\/Buildingwithsmoke-1-1024x576.webp\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2025\/06\/Buildingwithsmoke-1-1024x576.webp 1024w, https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2025\/06\/Buildingwithsmoke-1-300x169.webp 300w, https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2025\/06\/Buildingwithsmoke-1-768x432.webp 768w, https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2025\/06\/Buildingwithsmoke-1-1536x864.webp 1536w, https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2025\/06\/Buildingwithsmoke-1.webp 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\n\t\t<\/div>\n\t\n\t<div class=\"flex flex-col gap-4 p-6 md:p-10 lg:p-6\">\n\t\t<div class=\"flex flex-col\">\n\t\t\t<div class=\"order-2\">\n\t\t\t\t\t\t\t\t<h3 class=\"font-semibold text-md sm:text-lg md:text-lg lg:text-md\">\n\t\t\t\t\t<a href=\"https:\/\/msig-europe.be\/fr\/produits\/incendie-2\/\" class=\"absolute-link hocus:underline text-base-50\">\n\t\t\t\t\t\tIncendie\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/h3>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"mb-2 md:mb-4\">\n\t\t\t\t\t\t\t\t\t\n\t<ul data-component=\"list-badges\" class=\"flex flex-wrap gap-2 items-center text-sm\" aria-label=\"Plac\u00e9 dans le type d'assurance\">\n\t\t\t\t\t<li class=\"min-w-0\">\n\t\t\t\t\t\n\n\n\t<div  data-component=\"badge\" class=\"text-sm font-semibold relative border-2 py-[1px] px-2 rounded-xl bg-transparent border-base-50 text-base-50 \">\n\t\tProperty &amp; engineering\n\t<\/div>\n\t\t\t<\/li>\n\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\n\t\t\t\t\t<\/div>\n\t<\/div>\n\n\n\n\t<div data-name=\"acf\/block-featured-links\" class=\"alignwide block\" >\n\n\t\t<div class=\"flex flex-col gap-4\">\n\t\t\t\n\t\t\t<ul class=\"flex flex-wrap gap-4\">\n\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\n\n\n\n\n\n<a\n\tclass=\"group hocus:no-underline btn btn-outline  \"\n\t\t\thref=\"https&#x3A;&#x2F;&#x2F;msig-europe.be&#x2F;fr&#x2F;espace-courtiers&#x2F;\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t>\n\t\n\t\t\t<span data-button-text class=\"group-hover:underline group-focus-visible:underline group-active:no-underline!\">\n\t\t\tEspace courtiers\n\t\t<\/span>\n\n\t\t\n\t\n\t\n\t\t\t\n\t\t\t\t\t\n\t\n\t\t\t<span class=\"transition-transform group-hover:translate-x-0.5 group-focus-visible:translate-x-0.5 flex items-center justify-center icon group-expanded:hidden\" aria-hidden=\"true\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"m21.046 12.796-6.75 6.75a1.127 1.127 0 1 1-1.594-1.594l4.83-4.827H3.75a1.125 1.125 0 1 1 0-2.25h13.781l-4.827-4.83a1.127 1.127 0 1 1 1.594-1.594l6.75 6.75a1.125 1.125 0 0 1-.002 1.595Z\"\/><\/svg>\n<\/span>\n\n\t\t\t\n\t<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t<\/div>\n\t<\/div>\n","protected":false},"excerpt":{"rendered":"<p>En tant que professionnel du b\u00e2timent, il est essentiel de disposer d\u2019une couverture assurancielle s\u00e9curis\u00e9e, simple et \u00e9tendue, pour exercer votre activit\u00e9 en toute s\u00e9r\u00e9nit\u00e9. Notre offre d&rsquo;assurance Responsabilit\u00e9 Civile D\u00e9cennale a \u00e9t\u00e9 sp\u00e9cialement con\u00e7ue pour r\u00e9pondre \u00e0 vos besoins sp\u00e9cifiques. A savoir La loi Peeters oblige les entrepreneurs, les architectes et les autres prestataires [&hellip;]<\/p>\n","protected":false},"featured_media":436,"parent":0,"menu_order":0,"template":"","meta":{"_acf_changed":false,"editor_notices":[]},"msa_insurance_type_tax":[11],"msa_internal_label":[6],"class_list":["post-125","msa_product","type-msa_product","status-publish","has-post-thumbnail","hentry","msa_insurance_type_tax-property-engineering","msa_internal_label-end-client"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Assurance d\u00e9cennale : S\u00e9curisez vos constructions - MSIG Europe<\/title>\n<meta name=\"description\" content=\"Assurez la responsabilit\u00e9 d\u00e9cennale des diff\u00e9rents intervenants de votre projet de construction pendant 10 ans.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/msig-europe.be\/fr\/produits\/garantie-decennale-2\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Assurance d\u00e9cennale : S\u00e9curisez vos constructions - MSIG Europe\" \/>\n<meta property=\"og:description\" content=\"Assurez la responsabilit\u00e9 d\u00e9cennale des diff\u00e9rents intervenants de votre projet de construction pendant 10 ans.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/msig-europe.be\/fr\/produits\/garantie-decennale-2\/\" \/>\n<meta property=\"og:site_name\" content=\"MSIG Europe\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-08T09:51:10+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/msig-europe.be\/fr\/wp-content\/uploads\/sites\/4\/2024\/01\/iStock-1643506516.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2121\" \/>\n\t<meta property=\"og:image:height\" content=\"1414\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Dur\u00e9e de lecture est.\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/msig-europe.be\\\/fr\\\/produits\\\/garantie-decennale-2\\\/\",\"url\":\"https:\\\/\\\/msig-europe.be\\\/fr\\\/produits\\\/garantie-decennale-2\\\/\",\"name\":\"Assurance d\u00e9cennale : S\u00e9curisez vos constructions - 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